For homeowners having difficulty paying their mortgage or know they will have difficulty in the near future, it's important for them to act now. NeighborWorks America has developed a robust consumer website, which includes information and links to agencies that can help guide homeowners out of foreclosure.

This $475-million program was launched in December 2007 with funds appropriated by Congress to increase the availability of foreclosure counseling services across the country. Grants are being made to fund foreclosure counseling and legal assistance to homeowners at risk of foreclosure, as well as to train foreclosure counselors.

The NeighborWorks Center for Homeownership Education and Counseling (NCHEC) delivers time-sensitive training to counselors on the front lines of foreclosure – in cities across the country. Course topics target the needs of all counselors, from fundamental classes to advanced certifications. Scholarships are available to all qualifying applicants. Visit NCHEC online to check your eligibility and to learn more about how to take advantage of this unparalleled training. 

NeighborWorks America developed an online information hub, www.stablecommunities.org, for nonprofit organizations and their public and private partners working together to stabilize their communities in the wake of the foreclosure crisis.

Data is also now available at the zipcode level to help states and localities identify the relative need of different neighborhoods for neighborhood stabilization assistance. View Foreclosure-Response.org.