Housing counseling agencies funded through the National Foreclosure Mitigation Counseling Program, administered by NeighborWorks America, can provide you with the information and assistance you need to avoid foreclosure.

If you are struggling to make your monthly mortgage payments you should contact a HUD-approved housing counseling agency for free advice and help working with your mortgage servicer. Trained professionals are available to help you explore loan modification or refinance options, including those offered through the Making Home Affordable program.

Use the “find a foreclosure counselor” lookup below to locate a nonprofit, HUD-approved counseling agency near you. Get started by doing either a state or zip code search.