Foreclosure Avoidance Counseling

National Foreclosure Mitigation Counseling Program (NFMC)

Housing counseling agencies funded through the National Foreclosure Mitigation Counseling Program, administered by NeighborWorks America, can provide you with the information and assistance you need to avoid foreclosure through the Homeowner Affordability and Stability Plan (HASP).

HASP is part of President Obama’s broad, comprehensive strategy to get the economy and the housing market back on track. The plan potentially could help up to 9 million families restructure or refinance their mortgages to avoid foreclosure.

Borrowers that are interested in exploring their options and eligibility under HASP can contact a counseling agency for free counseling without being referred by a servicer. If it is determined they may be eligible for the loan modification or refinance program, the counselor will work with the borrower to submit an intake package to the servicer.

This service is provided at a low cost or free of charge by nonprofit housing counseling agencies working in partnership with the Federal Government. These agencies will provide borrowers with the services they need to take advantage of HASP and avoid foreclosure. There is no need to pay a private company for these services.

To locate a NFMC-funded housing counseling agency near you, go to the "Select Your State" list or type your zip code in the text field below and click "Search".

If you are a NFMC funded counseling agency and your contact information needs updating please contact us at nfmcupdates@nw.org.

if you have updates or need modifications to a listing, please  click here.